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Capital Gains Tax Calculator

Calculate short-term and long-term capital gains tax on equity shares, equity mutual funds, debt funds, listed bonds, SGBs, gold, and real estate.

Total Capital Gain
₹3,00,000

Long-Term Capital Gain (LTCG)

Statutory Tax Payable
₹22,750

Effective rate: 7.58%

Governing Section
Sec 112A

Exemption: ₹1,25,000

Net Post-Tax Proceeds
₹7,77,250

Includes 4% Health & Education Cess

Tax Treatment: 12.5% above ₹1.25L annual exemption. Governed by the Income-tax Act. For educational purposes only.

These estimates are educational. Anvest does not provide personalized investment, loan, tax, or insurance advice through this calculator.

Indian Capital Gains Tax Framework

Capital gains taxation in India differentiates between short-term capital gains (STCG) and long-term capital gains (LTCG) based on statutory holding period thresholds:

  • Listed Equity Shares & Equity Mutual Funds: Holding period threshold is 12 months. STCG is taxed at 20% under Section 111A. LTCG is taxed at 12.5% under Section 112A above ₹1.25 lakh annual exemption.
  • Specified Debt Mutual Funds: Under Section 50AA, gains from funds with $\le 35\%$ equity are deemed short-term capital gains irrespective of holding tenure and taxed at your applicable personal income tax slab rate.
  • Listed Bonds & Debentures: LTCG after 12 months is taxed at 12.5% without indexation.
  • Sovereign Gold Bonds (SGB): Redemption at maturity by RBI is 100% tax exempt under Section 47(viiic). Secondary market sales on exchange attract 12.5% LTCG after 12 months.